Terms and Conditions
These terms and conditions govern your use of pranorivathuqe's financial planning consultation services and website. By subscribing to our services, you agree to these terms.
Last updated: September 14, 2025
Effective Date: August 22, 2025
Agreement to Terms
By accessing our website or subscribing to our consultation services, you agree to be bound by these terms and conditions.
This creates a legally binding agreement between you and pranorivathuqe
Service Usage Guidelines
Our financial planning consultation service operates under specific guidelines designed to ensure quality and appropriate usage.
- Services are for personal financial planning consultation purposes only
- Consultations are conducted by appointment during business hours
- Monthly subscription provides access to scheduled consultation time
- Service is available to UK residents aged 18 and over
Your Responsibilities
As a subscriber, you have certain responsibilities to ensure effective service delivery and maintain appropriate conduct.
- Provide accurate information about your financial circumstances during consultations
- Attend scheduled consultation appointments or provide reasonable notice for changes
- Maintain confidentiality of any proprietary consultation frameworks shared
- Use consultation guidance responsibly and within your personal circumstances
Prohibited Activities
Certain activities are prohibited to protect service quality and comply with relevant regulations.
- Using consultations to obtain advice for third parties without disclosure
- Recording consultation sessions without explicit consent
- Sharing login credentials or subscription access with others
- Attempting to reverse-engineer or copy proprietary planning frameworks
- Using service for illegal activities or regulatory violations
Intellectual Property Rights
All content, consultation frameworks, and proprietary methodologies used in our service remain the intellectual property of pranorivathuqe.
Unauthorised copying or distribution of consultation materials is prohibited
Privacy and Data Protection
Your privacy is important to us. We handle personal information according to UK data protection regulations and our privacy commitments.
Detailed privacy practices are outlined in our Privacy Policy Privacy Policy
Service Disclaimers
Our consultation service operates within specific limitations that subscribers should understand before engaging with our services.
Services are provided without warranty of specific outcomes or results
Individual results may vary
Liability Limitations
Our liability is limited to the extent permitted by UK law, reflecting the consultative nature of our services.
We exclude liability for indirect, consequential, or speculative damages
User Responsibilities
Subscribers agree to indemnify pranorivathuqe against claims arising from misuse of consultation services
Dispute Resolution
We're committed to resolving any disputes fairly and efficiently through appropriate channels.
Arbitration Process
Disputes may be resolved through binding arbitration under UK arbitration rules where appropriate
Online Dispute Resolution
EU residents may access online dispute resolution mechanisms for certain service-related disputes.
Available through the European Commission ODR platform: Access ODR Platform
Service Termination
Either party may terminate the subscription service with appropriate notice, subject to any minimum commitment periods.
Termination ends access to consultation services while preserving confidentiality obligations
Governing Law
United Kingdom law governs these disclaimers and our service provision
These terms are governed by UK law, with disputes subject to UK court jurisdiction
Term Severability
If any provision becomes unenforceable, remaining terms continue in full effect
Complete Agreement
These terms constitute the complete agreement between parties regarding consultation services
Terms Updates
We may update these terms periodically, with material changes communicated to active subscribers
Continued use after changes constitutes acceptance of updated terms
Cookie Policy Questions
Questions about these terms? Contact our legal team for clarification